Buy your goods today.
Pay a little every day.

Ask today. Your agent comes to see your shop, then the money reaches your account.

See what you pay

A vendor at her pepper and tomato stall in a Nigerian market

How much do you need?

Move the handle. The daily figure is the only number you have to remember.

₦100,000

goes into your account

₦50,000₦1,000,000

Each day

—

For

—

Total you repay

—

Working out what you pay…

How it works

You ask
Say how much you need. It takes two minutes, and nothing is sent yet.
Your agent comes to your shop
They see the shop and decide how much you can take.
The money reaches you
To your bank, or cash from your agent. Then you pay the same amount every day for 33 days.

Questions vendors ask

I cannot do transfers.: Give the cash to your agent. They pay it in for you.
What does the agent do?: They check your shop once, then collect. No forms, no guarantor, no collateral.
What if sales are slow?: Tell your agent early. The day you miss is still owed, but nothing grows on top of it.
Why do I pay extra?: The extra is a donation to the pot, and the pot is what the next vendor borrows. We charge no interest.

Where the money comes from

One pot, lent again and again

Every loan comes out of one pot. Vendors repay it in full, and what comes back is lent to somebody else the month after. It is our answer to the first United Nations Sustainable Development Goal, which asks that people living in poverty get access to financial services, including microfinance.

See how the pot works

School feeding

The same vendors feed the children